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Insurance Check-Up with Stanton Advisory Group
Alex Stanton
As we embrace the joys of lake life and cabin time, and look forward to the summer travels that Minnesota generously offers, it’s also the perfect moment for a quick check-up on your property and casualty insurance. At Stanton Advisory Group, we understand that life’s adventures are best enjoyed with peace of mind. That's why we're here to help ensure that your insurance coverage meets your current needs. Whether you're hitting the road, safeguarding your home, or protecting your cherished personal articles, let's make sure you're fully covered. Here’s a breakdown of essential coverages and some tips to keep you well-protected through all seasons.

1. Auto Insurance: Drive with Confidence

Whether you're commuting daily or planning a scenic drive along the North Shore, auto insurance is your first line of defense against the unexpected.
  • What to Check: Verify that your policy limits are sufficient to cover potential damages and injuries. With more drivers on the road during summer, consider whether it might be time to increase your coverage.
  • Tip: Take advantage of discounts for good driving, multiple vehicles, and safety features like anti-lock brakes and airbags.
2. Homeowners and Renters Insurance: Protect Your Sanctuary

Your home, be it owned or rented, is your sanctuary. With Minnesota's love for the great outdoors, it's important to ensure that your base camp is well protected.
  • What to Check: Ensure that your coverage includes not just the structure and your possessions, but also any potential liabilities. Are natural disasters common in your area? Make sure you’re covered.
  • Tip: Inventory your possessions with photos or videos. This can be incredibly helpful in the event of a claim.
3. Personal Articles: Safeguard Your Treasures

From fishing gear to precious jewelry, your personal articles are what make your house a home and your trips memorable.
  • What to Check: Review your policy to ensure high-value items are specifically listed and adequately insured.
  • Tip: Keep receipts and appraisals up to date for valuable items. They’re essential when filing a claim.
4. Umbrella Insurance: Extra Protection for the Rainy Days

Umbrella insurance provides an additional layer of liability protection that kicks in where your other policies leave off.
  • What to Check: Consider the total value of your assets. Your umbrella coverage should at least match this to protect you from liability claims that could threaten your financial stability.
  • Tip: Regularly review your life situation. Changes like a new home, marriage, or starting a business might require adjustments to your umbrella policy.
Tips and Tricks for All-Round Protection
  • Review Annually: Circumstances change. An annual insurance review ensures that your coverages evolve with your lifestyle.
  • Bundle and Save: Consider bundling various policies with Stanton Advisory Group for ease of management and potential discounts.
  • Stay Informed: Understand what each part of your policy covers and what it doesn’t. This knowledge can be crucial when you need to make a claim.
Remember, the purpose of insurance is to bring peace of mind in your day-to-day life and during your adventurous pursuits. If you're unsure about your current insurance status or if it's been a while since your last review, Stanton Advisory Group is here to assist. We can walk through your policies together to make sure that your coverage truly reflects your current life stage and the activities you enjoy.

Ready to Ensure You're Fully Covered?

Don’t wait for the unexpected to remind you about the importance of up-to-date insurance coverage. S chedule a consultation with Stanton Advisory Group today and rest easy knowing you're prepared for whatever life throws your way. We're here to help you secure the coverage that best fits your life. Let’s make sure you can continue to enjoy everything Minnesota has to offer, from lake days to city nights, with the utmost confidence.
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